Overview

• The graduate took a ₹40 lakh loan in 2022 to pursue a Master's degree in the US but returned to India in 2024 after failing to secure a job due to economic recession, visa restrictions, and limited internship opportunities.
• His family, who financially supported his education, faced severe strain, including the collapse of his father's small business and his father's declining health.
• Now employed in India with a monthly salary of ₹75,000, he struggles to manage a ₹66,000 EMI, leaving him with just ₹9,000 for personal expenses.
• He is seeking freelance work, loan restructuring, and community support but has yet to find effective solutions to ease his financial burden.
• The graduate’s story, shared on Reddit, has gone viral with over 2,000 upvotes and 400 comments, sparking empathy, advice, and warnings about the risks of large education loans.