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5d ago

Indian Financial Giants Report Strong Q4 Growth but Stocks Dip on Missed Guidance

Bajaj Finance and Bajaj Finserv shares fall over 6% as revised FY26 forecasts and higher provisions temper investor optimism despite double-digit profit growth.

Bajaj Finserv shares fall 7% on Q4 earnings, dividend; check details
Bandhan Bank Q4 earnings: Net profit surges 483%, board recommends dividend
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Overview

  • Bajaj Finance posted a 19% YoY rise in Q4FY25 net profit to Rs 4,546 crore, driven by a 22% increase in net interest income, but shares dropped 6% due to higher provisions and trimmed FY26 AUM growth guidance.
  • Bajaj Finserv reported a 14% YoY increase in Q4FY25 net profit to Rs 2,417 crore, yet its shares fell over 6% as results missed elevated market expectations.
  • Bajaj Finance announced shareholder-friendly measures, including a 1:2 stock split, a 4:1 bonus issue, and dividends totaling Rs 56 per share, but these failed to offset investor concerns.
  • Bandhan Bank reported a 483% YoY surge in Q4 net profit to Rs 318 crore and declared a dividend of Rs 1.50 per share, while Federal Bank posted a 14% profit increase and announced a Rs 1.20 dividend.
  • Analysts remain divided on valuations and growth prospects for Bajaj Finance, citing rich valuations, moderated guidance, and higher provisions as limiting near-term upside potential.