Overview
- Bank of Baroda said global business rose 12% year-on-year to Rs 28.9 lakh crore, with advances up 14.6% to Rs 13.44 lakh crore and deposits up 10% to Rs 15.47 lakh crore.
- In India, Bank of Baroda’s loan book expanded 13% to Rs 10.95 lakh crore and deposits increased 11% to Rs 13 lakh crore, while domestic retail advances grew 17.3% to Rs 2.85 lakh crore.
- Bank of Baroda guided for 11–13% credit growth for FY26, indicating retail and MSME segments as primary drivers.
- Bandhan Bank reported loans and advances up 10% year-on-year to Rs 1,45,227 crore and total deposits up 11.1% to Rs 1,56,723 crore, with a shift toward retail term deposits.
- Bandhan’s low-cost CASA base fell 4.5% with the CASA ratio at 27.26%, while collection efficiency improved to 98.1% in December and the LCR stood near 149%.