Overview

• Central government employees who retired under NPS by March 31, 2025 with at least 10 years of service can file UPS claims through June 30, 2025
• Lump-sum grants equal one-tenth of the last drawn basic pay plus dearness allowance for every completed six months of service
• Monthly top-up payments are set as (admissible UPS payout plus dearness relief) minus the representative NPS annuity to match legacy pension levels
• Arrears on both lump-sum and top-up awards accrue simple interest at Public Provident Fund rates from retirement to disbursement
• The UPS guarantees 50% of average basic pay over the final 12 months for retirees with 25 years’ service and raises the government’s pension fund contribution rate to 18.5%