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India Raises EPFO Wage Ceiling to ₹25,000

This change expands mandatory provident fund, pension and insurance cover to about 51 lakh workers pending formal notifications from authorities.

Overview

  • The Union Cabinet approved the increase to ₹25,000 and the government set the change to take effect from Vishwakarma Day, September 17, 2026.
  • The government estimates roughly 51 lakh additional employees will come under mandatory EPF, EPS and EDLI protections because wages up to ₹25,000 are now covered.
  • For workers at the ceiling the statutory 12% employee contribution could rise by about ₹1,200 a month, which will lower near‑term take‑home pay but raise retirement savings.
  • Officials say the revision will raise annual government support to about ₹11,339 crore and will increase employer contributions, though detailed scheme rules and EDLI or pension calculations are yet to be notified.
  • The move brings formal‑sector coverage closer to current wages but leaves most informal and gig workers outside EPFO and renews calls for a clear, indicator‑based mechanism for periodic ceiling revisions.