Overview
- A 2.75% interest subvention on pre- and post-shipment rupee export credit is offered to eligible MSMEs, capped at ₹50 lakh per exporter for FY26, with rates reviewed in March and September and benchmarked to policy rates.
- Collateral guarantee support via CGTMSE will cover up to 85% for micro and small exporters and up to 65% for medium exporters, with a maximum guaranteed exposure of ₹10 crore per exporter per year.
- Benefits apply only to a notified positive list of HS six‑digit tariff lines covering about 75% of tariff lines, excluding restricted items, waste and scrap and PLI-covered products, while including defence and SCOMET goods.
- Operational guidelines will be issued by the RBI for interest support and by CGTMSE for guarantees, and both interventions will begin with pilot rollouts and ongoing monitoring for refinement.
- The six-year package allocates ₹5,181 crore for interest support and ₹2,114 crore for collateral guarantees, including roughly ₹850 crore to settle pending claims from the previous scheme and about ₹300 crore required this year.