Overview

• Finance Minister Nirmala Sitharaman kicked off the 'Aapki Poonji, Aapka Adhikar' campaign in Gandhinagar with regulators and the Department of Financial Services.
• As of August 31, banks had moved over Rs 75,000 crore of dormant deposits to the RBI, with unclaimed insurance near Rs 14,000 crore and mutual funds about Rs 3,000 crore.
• Officials said more than Rs 450 crore was returned to citizens in the past month, and cheques and claim orders were handed over at the launch event.
• The campaign is framed around Awareness, Accessibility and Action, pairing the RBI’s UDGAM portal with SOPs, FAQs and on-the-spot assistance to speed settlements.
• Village-level drives are planned, including Gujarat Gramin Bank’s pledge to visit every village, while reported estimates for unclaimed equity and dividends vary widely, from Rs 19,000 crore to Rs 90,000 crore.