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India Launches 3-Month Drive to Return ₹1.84 Lakh Crore in Unclaimed Financial Assets

The campaign leverages RBI’s UDGAM portal to help rightful owners claim funds held in safe custody.

Overview

  • Finance Minister Nirmala Sitharaman unveiled the Aapki Poonji, Aapka Adhikar campaign in Gandhinagar, Gujarat.
  • Officials will prioritize the three As — Awareness, Access and Action — during the nationwide effort.
  • Banks have transferred more than ₹75,000 crore of dormant deposits to the Reserve Bank of India as of August 31, 2025.
  • In the past month, payouts exceeding ₹450 crore have been returned to claimants, according to officials.
  • Gujarat is leading local outreach, with Gujarat Gramin Bank pledging village-by-village visits to locate beneficiaries.