Overview
- Wild-animal damage is added as the fifth add-on under PMFBY’s Localised Risk, to be activated in areas designated by states as vulnerable.
- States will notify the species responsible for crop loss and identify vulnerable districts or insurance units using historical data.
- Farmers must report incidents within 72 hours via the Crop Insurance App by uploading geotagged photographs for verification.
- Paddy inundation returns under Localised Calamity cover, reversing a 2018 removal that had left flood-prone paddy growers exposed.
- An expert committee’s proposals were approved by Agriculture Minister Shivraj Singh Chouhan, with benefits expected in conflict-prone and coastal states including Odisha, Maharashtra, Karnataka, Kerala, Tamil Nadu, Assam and others.