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India Brings 49 Crypto Exchanges Under FIU Oversight With ₹28 Crore in AML Fines

The finance ministry’s FIU now functions as the country’s sole crypto supervisor using STRs to target high‑risk activity.

Overview

  • As of March 2025, 45 India‑based and four offshore platforms were registered with the FIU as reporting entities.
  • FIU analysis of suspicious transaction reports linked crypto flows to scams, fraud, gambling and hawala, with some alerts tied to CSAM, terror financing and darknet services.
  • The agency reported imposing ₹28 crore in penalties in FY 2024–25 against exchanges that failed to meet anti‑money‑laundering obligations.
  • Registered platforms must disclose bank and financial accounts, appoint designated compliance officers, run internal audits, apply risk‑based CDD/EDD with sanctions screening and monitor wallet transfers and token fundraising.
  • Geographic analysis highlighted regional concentrations of suspicious activity and identified digital assets frequently used in illicit transactions, strengthening intelligence on risk hotspots.