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InCred Holdings Confidentially Files DRHP With SEBI for Planned IPO

The lender’s parent chose the confidential pre-filing route to initiate SEBI review without disclosing offer terms.

Overview

  • The company submitted a pre-filed draft red herring prospectus and aims to list on the main boards of the NSE and BSE.
  • Final size and pricing are not public, with media reports estimating a Rs 3,000–5,000 crore transaction that is expected to include both fresh shares and an offer for sale.
  • In September, shareholders cleared a plan to raise Rs 1,500 crore via the IPO and up to Rs 300 crore through a pre-IPO placement.
  • InCred Holdings is the 100% parent of InCred Financial Services within the Bhupinder Singh–founded InCred Group backed by ADIA, TRS, KKR, Oaks, Elevar Equity and Moore.
  • InCred Finance reports FY25 assets under management of about Rs 12,585 crore and a profit of roughly Rs 372 crore, with cumulative loan disbursements topping Rs 25,000 crore since 2016.