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IMF’s Gopinath Warns Global System Overexposed to U.S. Stocks, Raising Risk Beyond Dot‑Com

The warning draws on IMF analysis showing stretched valuations alongside record international exposure to U.S. equities.

Overview

  • Gita Gopinath cautions that today’s worldwide holdings of U.S. equities are unprecedented, making any correction more severe and more global than the 2000 dot‑com bust.
  • She estimates a dot‑com‑scale downturn could erase about $20 trillion in U.S. household wealth and inflict roughly $15 trillion in losses on investors abroad.
  • The IMF’s October 2025 Global Financial Stability Report flags U.S. stocks trading at a roughly 46% premium to peers and about 22x forward earnings, with prices above fundamentals and investors growing complacent.
  • The analysis cites compounding vulnerabilities such as tariff tensions, constrained fiscal space, and ‘unbalanced growth,’ and urges stronger returns across more regions rather than reliance on the U.S.
  • Decade‑long outperformance and index concentration heighten exposure, with U.S. listings up about 340% since 2009 and Nvidia alone near 4.8% of MSCI ACWI, while a new business‑leader warning underscores concerns about leverage and systemic risk.