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Illinois Sues State Farm to Compel Homeowners Data for Rate Probe

The case tests state authority to obtain ZIP-code-level data for oversight of homeowners rates.

Overview

  • Attorney General Kwame Raoul filed suit to force State Farm to comply with a regulatory examination of its nationwide homeowners business.
  • The filing, brought on behalf of Illinois Department of Insurance Director Ann Gillespie, seeks ZIP-code–level nationwide data on premiums, coverage types, policy limits, and claim counts.
  • Raoul alleges the company refused to provide the requested information and says homeowners premiums have risen sharply in recent years.
  • State Farm says it violated no laws, calls the lawsuit without merit, and says it remains committed to collaborating with the Department of Insurance.
  • State Farm is headquartered in Illinois and is the state's largest property and auto insurer, saying more than 21,000 agents and employees serve millions of customers.