Overview

• Driving Change campaign launched by Secretary of State Alexi Giannoulias and AARP Illinois to collect stories of socioeconomic bias and push legislation that bases rates on driving histories rather than credit scores, age or ZIP codes.
• The campaign’s website is live for motorists to submit testimonies and the first town hall is set for Aug. 20 in Chicago, with additional meetings planned statewide through mid-October.
• Insurance trade groups warn that restricting actuarial factors could force insurers to exit Illinois and drive up premiums, despite existing bans on using race or income in rate-setting.
• Illinois auto premiums rose 18% in 2024 and are projected to increase another 4% in 2025, contributing to more than 630,000 uninsured drivers in the state.
• Support from lawmakers such as Sen. Ram Villivalam and Rep. Rita Mayfield suggests formal bills to bar non-driving criteria may be introduced after the town hall series concludes.