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2h ago

Illinois Extends ACA Marketplace Enrollment to Jan. 31 on New State Exchange

State authority over Get Covered Illinois enables extra time in response to higher costs after enhanced subsidies lapsed.

An Obamacare sign is displayed outside an insurance agency, in Miami, on Nov. 12, 2025.
House Minority Leader Hakeem Jeffries, D-N.Y., joined by Rep. Katherine Clark, D-Mass., speaks just after the House passed legislation that extends expired health care subsidies for those who get coverage through the Affordable Care Act, at the Capitol in Washington, Jan. 8, 2026. (J. Scott Applewhite/AP)

Overview

  • Residents can enroll through Jan. 31 at GetCoveredIllinois.gov, with coverage for selections starting Feb. 1.
  • The move follows the expiration of expanded premium tax credits at the end of 2025, with restoration legislation now pending in the Senate after a 230–196 House vote and a possible presidential veto.
  • State analyses indicate marketplace premiums could rise about 78% on average this year if enhanced subsidies are not restored.
  • About 550,000 Illinois residents enrolled in exchange plans last year, and 91% received the enhanced credits that lowered monthly premiums.
  • Illinois officials estimate roughly 100,000 residents could be priced out of coverage without renewed aid, a risk the extended window seeks to mitigate.