Overview
- An IAG analysis of INDEC’s household survey shows 53% of middle‑income homes used coping strategies in 2Q 2025, versus 48% of all households.
- About 40% of middle‑income households spent savings to cover basics, and 9% sold belongings, marking a drawdown of future assets.
- One in four households took on new debt to make ends meet, with 18% of middle‑income homes borrowing from banks, the only indicator worse than 2024.
- Personal loan delinquency reached a record near 9–9.1% in September, according to the central bank, underscoring rising financial stress.
- Utility costs rose sharply after subsidy cuts, climbing from about 4% of a median salary in November 2023 to roughly 11% in 2025, with female‑headed households seeing notable strain.