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Hyperliquid Launches Native Lending on HyperCore as Day‑One Borrows Reach $269M

The product turns credit into a core HyperCore primitive by letting users pledge HYPE or Bitcoin to borrow USDC or USDT through shared liquidity pools with separate risk controls.

Overview

  • Hyperliquid made manual borrowing live on Friday and said about $269 million was borrowed on day one, drawing immediate use from existing liquidity pools.
  • Borrowers can post HYPE or BTC as collateral to borrow USDC or USDT with HYPE at a 65% loan‑to‑value and BTC at 50% loan‑to‑value.
  • Borrowed stablecoins accrue interest continuously and are indexed hourly, suppliers earn yield from that interest, and the protocol retains 10% of borrower interest as a reserve for liquidations.
  • The rollout enforces explicit risk limits including partial liquidation thresholds (HYPE 82.5%, BTC 75%), and global supply and borrow caps such as a $1 billion USDC supply cap and $500 million USDC borrow cap.
  • HYPE’s price jumped to a new intraday high above $92 after the launch and firms tied to Hyperliquid are pursuing regulated U.S. distribution through Payward/Bitnomial, a plan that remains subject to regulatory approval.