Hurricane Milton's Impact: Rising Insurance Costs and Community Resilience in Florida

As Hurricane Milton wreaks havoc, Floridians face soaring insurance premiums and ongoing climate challenges.

Hurricane Milton, one of the most intense Atlantic hurricanes, has killed at least 24 people and caused significant flooding and power outages in Florida.
The frequency of hurricanes like Milton and Helene is exacerbating insurance challenges, with premiums in Florida rising nearly 60% since 2019.
Many Floridians, like Dr. Meghan Martin, are considering raising their homes to mitigate flood damage, despite the high costs and bureaucratic hurdles.
Florida's state-backed insurer, Citizens, is taking on more policies as private insurers withdraw, raising concerns about its capacity to handle large claims.
Community support remains strong, with residents helping each other recover, but the ongoing threat of severe weather looms large due to climate change.