Overview

• HSBC’s 2025 survey shows 64% of Indian entrepreneurs allocate wealth to personal-use real estate, 61% to health and wellness, and 59% to luxury experiences, all above global averages of 53%, 50% and 50% respectively.
• Portfolio choices remain broad: 73% hold life insurance, 65% reinvest in their businesses, 58% buy property beyond primary homes, 53% own listed equities, 51% hold private assets and 41% report crypto experimentation, with 44% in commercial real estate.
• Confidence is strikingly high, with 95% expecting wealth growth in coming years, citing new ventures, strong portfolio performance, a supportive domestic outlook and business expansion.
• Cross-border mobility is widespread as 73% report multi-residency, led by moves to the UK and US, followed by Switzerland, the UAE and Singapore, driven by quality of life, new investments and market expansion.
• Global living brings frictions, including running businesses from abroad (50%), visa and residency hurdles (49%), purchasing property overseas (48%) and succession planning (64%), while Hurun data separately confirms a shift toward travel and lifestyle experiences over traditional luxury goods.