Overview
- Vanguard’s S&P 500 ETF (VOO) seeks to mirror the index by holding a broad basket of large U.S. companies.
- You cannot purchase the index directly, so a low-cost ETF offers a straightforward path to diversified exposure.
- Investing consistently through market ups and downs helps avoid the pitfalls of trying to time entries during volatility.
- An illustrative 10% return example shows $100 per month starting now can surpass $150 per month started five years later.
- The piece stresses that time in the market and disciplined contributions matter more than finding a perfect moment to buy.