Overview

• The House voted to retroactively merge H.R. 1919, the Anti‑CBDC Surveillance State Act, into H.R. 3633, the CLARITY Act, and transmit the combined measure to the Senate.
• Rep. Tom Emmer led the CBDC ban that passed the House in July along party lines, while the CLARITY framework previously drew support from 78 Democrats.
• House leaders abandoned an earlier plan to attach the CBDC prohibition to the defense bill after Democrats objected and the provision was seen as unlikely to survive in the Senate.
• Some Republicans warned that pairing the partisan CBDC ban with the bipartisan CLARITY Act could erode cross‑party backing, while hardliners pressed to block any U.S. digital dollar.
• Senate leaders are working on their own market‑structure proposal that includes anti‑CBDC language, with some lawmakers signaling hopes for swift action as negotiations with industry continue.