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HMRC Warns 5.65 Million to File by 31 January as Late Payment Interest Eases

Late filers face an automatic £100 charge for missing the online Self Assessment deadline.

Overview

  • HMRC says more than 6.36 million returns have already been submitted, leaving 5.65 million still to file before 11:59pm on 31 January.
  • Following a Bank of England base rate cut to 3.75%, HMRC’s late payment interest is set to fall from 8% to 7.75%.
  • Penalty escalation applies for late filing, including £10 daily charges after three months up to £900, then 5% of tax due or £300 after six and again after 12 months.
  • Separate late payment penalties apply at 5% after 30 days, with further 5% charges at six and 12 months, in addition to interest.
  • HMRC urges customers to use GOV.UK guidance and the HMRC app for payments and reminders, and to contact the department before the deadline if they cannot file on time.