Overview

• Government data shows 571,945 families received more than £57.7 million in Tax‑Free Childcare top‑ups in June 2025, averaging just over £100 per family.
• Families can save up to £2,000 per child each year, or £4,000 for a disabled child, with quarterly caps of £500 or £1,000 under the £2‑for‑£8 top‑up.
• Eligibility covers children aged 11 or under, or up to 16 if disabled, with each parent earning at least 16 hours at minimum wage and under £100,000, and not receiving Universal Credit or childcare vouchers.
• Each child requires a separate account, funds can be used for nurseries, wraparound and holiday clubs, and unused balances can be withdrawn.
• Account holders must reconfirm details every three months to keep receiving top‑ups, and those returning to work by 31 January 2026 can apply immediately.