Overview
- The average matured account holds roughly £2,240, though individual balances vary with contributions and investment performance.
- HMRC is directing 18- to 23-year-olds to search “find my Child Trust Fund” on GOV.UK to identify their provider and claim.
- A request through the online service typically takes about five minutes to submit, with most responses arriving within three weeks.
- More than 563,000 people used the lookup tool in the 12 months to August 2025, with a peak of over 71,000 searches in September 2024.
- The scheme covered births from 1 September 2002 to 2 January 2011; accounts can be controlled from age 16 and accessed at 18, with National Insurance numbers retrievable in the HMRC app.