Overview

• The unclaimed pots belong to 18 to 23 year olds with matured accounts worth about £2,242 on average.
• Child Trust Funds were set up for those born between 1 September 2002 and 2 January 2011, with control from 16 and access at 18.
• Savings are held by banks, building societies and other providers rather than by government.
• More than 563,000 people used the locator in the 12 months to August 2025, with September 2024 the busiest month at over 71,000 searches.
• HMRC says the online request takes about five minutes and most users hear back within three weeks, and National Insurance numbers can be retrieved from the HMRC app.