Overview
- HDFC Bank's net profit rose 6.7% year-on-year to ₹17,616 crore in Q4 FY25, driven by a 10.3% increase in net interest income to ₹32,066 crore.
- ICICI Bank reported an 18% rise in net profit to ₹12,630 crore, with net interest income up 11% to ₹21,193 crore and stable net interest margins at 4.41%.
- Yes Bank delivered a 63.3% jump in net profit to ₹738 crore, supported by a significant reduction in provisions and a 5.7% rise in net interest income.
- HDFC Bank declared a ₹22 per share dividend, while ICICI Bank's board recommended an ₹11 per share dividend for FY25.
- Analysts highlight potential margin pressures for private banks due to recent RBI rate cuts, despite strong Q4 results and improved asset quality.