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HDFC, ICICI, and Yes Bank Report Strong Q4 FY25 Earnings

India's major private banks post significant profit growth, boosted by higher net interest income and improved asset quality.

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Photo: IANS
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Overview

  • HDFC Bank's net profit rose 6.7% year-on-year to ₹17,616 crore in Q4 FY25, driven by a 10.3% increase in net interest income to ₹32,066 crore.
  • ICICI Bank reported an 18% rise in net profit to ₹12,630 crore, with net interest income up 11% to ₹21,193 crore and stable net interest margins at 4.41%.
  • Yes Bank delivered a 63.3% jump in net profit to ₹738 crore, supported by a significant reduction in provisions and a 5.7% rise in net interest income.
  • HDFC Bank declared a ₹22 per share dividend, while ICICI Bank's board recommended an ₹11 per share dividend for FY25.
  • Analysts highlight potential margin pressures for private banks due to recent RBI rate cuts, despite strong Q4 results and improved asset quality.