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HDFC Bank Reports 6.7% Profit Growth in Q4 FY25, Declares ₹22 Dividend

India's largest private lender posts strong net interest income growth and improved asset quality, despite a decline in operating profit.

Photo: IANS

Overview

  • HDFC Bank's standalone net profit for Q4 FY25 rose 6.7% year-on-year to ₹17,616 crore, exceeding most analyst projections.
  • Net interest income (NII) grew 10.3% year-on-year to ₹32,066 crore, reflecting robust core earnings performance.
  • Operating profit declined by 9.4% year-on-year to ₹26,537 crore, attributed to higher expenses and subdued margins.
  • Gross non-performing asset (NPA) ratio improved to 1.33%, while net NPA ratio stood at 0.43%, indicating healthier asset quality.
  • The board declared a dividend of ₹22 per share for FY25, with a record date of June 27, signaling confidence in capital allocation priorities.