Overview

• More than 200,000 state employees appointed since January 1, 2006, become eligible when the scheme takes effect on August 1, 2025.
• Retirees completing 25 years of service will receive 50 percent of their average basic pay from the final 12 months of employment.
• Employees with at least ten years of qualifying service are guaranteed a minimum monthly pension of ₹10,000.
• Pensioners will receive dearness relief on both assured and family pensions and a one-time lump sum of 10 percent of monthly emoluments for every six months of service at retirement.
• The state’s pension contribution will rise from 14 percent to 18.5 percent—split between individual accounts and a common pool—and existing NPS members may opt into the new scheme.