Overview

• Harco filed suit in New York federal court seeking a declaration it has no duty to defend or indemnify Wayfarer Studios or Justin Baldoni in Lively’s harassment lawsuit.
• The insurer contends Lively’s April–June 2023 complaints arose before the July 2023 policy inception and were not disclosed in the renewal application.
• Harco says the studio’s insurance applications falsely warranted no known circumstances that could give rise to a claim, activating exclusions for undisclosed incidents.
• If the court grants Harco’s request, Baldoni and Wayfarer could face six-figure legal fees as the case heads to trial in March 2026.
• Billionaires Steve Sarowitz funds Baldoni’s defense; Ryan Reynolds backs Lively, underscoring the deep-pocketed stakes in the dispute.