Overview

• Halifax’s Ready Made Investment ISA requires a minimum deposit of £500 as a lump sum or £50 in monthly contributions.
• Customers can choose from cautious, balanced, or progressive risk levels and adjust them as their financial circumstances change.
• The ISA is managed by investment experts, eliminating the need for customers to make individual investment decisions.
• Halifax recommends a five-year investment horizon and advises maintaining separate cash savings for emergencies.
• The Ready Made Investment ISA can be applied for and managed online via the Halifax app or Online Banking.