Overview

• At the AMS convention in Jiutepec, SHCP official Alfredo Navarrete pressed Sofipos to reinforce internal controls and improve governance to safeguard the system.
• Sector expansion has been sharp to June 2025, with clients rising from 17.5 million to 28.9 million (65%) alongside assets up 44.4% and credit up 41.2% year over year.
• Prudential indicators deteriorated as capitalization fell from 233.6% to 170.7%, the non‑performing loan ratio reached 10.3% in Q2 2025, and profitability slid to −32.7%, with figures skewed by a few large institutions.
• Authorities signaled a review of the regulatory framework to strengthen supervision, set capital standards and align with international norms such as Basel III, alongside pushes on digitalization and saver protection.
• The CNBV’s June 13 intervention in CAME remains a flashpoint as affected savers protested outside the event and reported a September 5 meeting with the CNBV’s new chief and SHCP officials to pursue solutions.