Overview

• The board-authorized plan calls for phased XRP purchases between September 2025 and February 2026 totaling about $17 million.
• Gumi frames XRP as an operational asset linked to cross-border remittance and liquidity networks central to the Ripple–SBI ecosystem.
• The move complements an earlier 2025 allocation of roughly ¥1 billion in Bitcoin that the company staked via Babylon for income.
• Management says Bitcoin will serve as a value-and-income pillar, while XRP will support growth in blockchain-based financial services.
• Gumi will mark its crypto holdings to market each quarter and record valuation gains or losses in its income statement.