Overview
- Authorities outline five core protections: distrust too‑good‑to‑be‑true deals and pay within official platforms, verify urgent messages by calling the source, use prepaid or limited‑balance methods, harden digital DNI copies, and keep devices and apps updated.
- Specialists detail prevalent schemes including phishing and smishing, the “child‑in‑need” ploy, fake bargain sites, identity theft via DNI, money‑mule recruitment, and romance scams.
- Guardia Civil reports campaigns run from call‑center‑style rooms abroad, while local youths are recruited to open bank accounts for around €100 to move stolen funds.
- In Ourense, reported online‑fraud losses so far in 2025 are close to €6 million, with attempts intensifying ahead of Black Friday and Christmas.
- HSBC México’s fraud‑prevention director reiterates that banks do not request confidential credentials and estimates that roughly 99% of such solicitations are fraudulent.