Overview

• Interest rates on all major small savings schemes will remain the same from July 1 to September 30, 2025, as notified on June 30.
• Popular instruments such as the Public Provident Fund and three-year post office term deposit stand at 7.1%, while the Sukanya Samriddhi Yojana retains an 8.2% rate.
• The National Savings Certificate rate remains at 7.7%, and the Kisan Vikas Patra continues at 7.5% with a 115-month maturity period.
• The Monthly Income Scheme will earn 7.4% and post office savings deposits remain at 4% for the second quarter of the fiscal year.
• This marks the sixth consecutive quarter of rate stability under the Shyamala Gopinath Committee’s quarterly review framework.