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Golden Bank, Goldco, and Citizens National Bank Offer Variety of Financial Products

Despite offering a range of products, all three institutions require relatively high minimum deposits and offer low interest rates.

  • Golden Bank, an Asian American-led bank with 12 locations in California and Texas, offers a variety of financial products including savings accounts, checking accounts, CDs, and a money market account. However, the bank's offerings have relatively high minimum opening deposits and low interest rates.
  • Goldco, a precious metals company, offers gold self-directed IRAs and silver IRAs. The company requires a minimum deposit of $25,000 for an IRA and about $15,000 for buying gold or silver directly.
  • Citizens National Bank, a community development financial institution with 27 branches in Mississippi, offers a variety of banking products including savings accounts, checking accounts, and CDs. The bank's products have relatively high minimum opening deposits and low interest rates.
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