Overview
- Oliver Blatt says federal loans of €4.2 billion are propping up the system and cover 2026 only on paper.
- The GKV expects several Pflegekassen will need liquidity assistance in 2026, after a first rescue request to the Ausgleichsfonds in February 2025.
- A funding gap equivalent to roughly 0.3 contribution-rate points is projected for 2027 once the loans are exhausted.
- The Bund‑Länder “Zukunftspakt Pflege” output drew complaints from insurers and associations for offering stocktaking without financing solutions.
- Political proposals range from tightening eligibility and targeting benefits to broader financing reforms, with Health Minister Nina Warken signaling a critical review of services.