Overview
- Governor Johnson Asiama said at the IMF meetings in Washington that the virtual assets bill will reach parliament before the end of December 2025.
- The new crypto oversight department remains unstaffed, with recruitment, training and technical monitoring systems still in development, even as a digital sandbox runs pilots.
- The draft framework envisions licensing exchanges and wallets under joint oversight with the securities regulator, with AML/KYC and reporting obligations for operators.
- Regulators cite roughly 3 million local users and about $3 billion in transactions from July 2023 to June 2024 as reasons to formalize oversight.
- The timeline replaces an earlier September target, as Ghana moves in step with regional efforts such as Kenya’s newly passed VASP bill awaiting presidential assent.