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Germany’s Sparkassen Reaffirm Commitment to 10,000-Branch Network

At the 2025 Sparkassentag, Sparkassen announce plans to preserve and expand their branch network while scaling digital services and hiring 12,000 employees annually.

Sparkassen Filiale in Berlin.
Die deutschen Sparkassen diskutieren auf dem Deutschen Sparkassentag in Nürnberg am 21. Mai 2025 über die Sicherung und den möglichen Ausbau ihres dichten Filialnetzes.
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Overview

  • Sparkassen operate Germany’s largest branch network, with over 10,000 locations, and aim to preserve or expand this footprint despite industry trends of closures.
  • Nearly one-third of branches now function as unstaffed sites offering ATM and video services, reflecting a shift toward digitalizing simple transactions.
  • To meet rising demand for personalized advisory services, Sparkassen plan to hire 12,000 employees annually, with 2,500 new hires added last year.
  • Significant investments in infrastructure and security include €70 million spent in Bavaria in 2024, scaled to approximately €490 million nationwide.
  • The Sparkassentag in Nuremberg gathers over 3,000 participants to discuss regional banking policy and modernization, with keynotes from political and financial leaders.