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Germany’s Pension ID: How to Replace a Lost Card and Unlock Senior Discounts

The card doubles as proof of pension status that can unlock broad savings so quick replacement matters.

Overview

  • The pension ID is sent automatically at the start of retirement and carries sensitive details such as the pension insurance number and date of birth.
  • Lost or damaged cards can be reordered online via Deutsche Post’s Rentenservice using the PANR/PRNR codes from the pension adjustment notice, with delivery by post in about three weeks.
  • Benefits vary by provider and region across transport, culture, retail, hospitality, health services, and banking, and many offers are not advertised.
  • Reported travel savings include discounted BahnCard 25 and 50 rates for seniors and the Super Sparpreis Senioren from €15.99 on selected routes, plus regional public transport concessions.
  • Examples cited include hotel chain senior rates such as Best Western’s 15% discount from age 55 and common banking perks like fee-free current accounts for pensioners.