Overview

• An official reply shows 42% of roughly 19 million pensioners received under €1,000 a month, with more than eight million below the basic old‑age support level as of 31 December 2024.
• The pension insurer reports a mean monthly payment of €1,154, yet only about 18,428 retirees received more than €3,000 net in 2023 compared with nearly 92,000 at or above €3,000 gross.
• The cabinet‑backed bill would keep the pension level at 48% until 2031, raise the contribution rate to 18.8% in 2027, lift the minimum reserve to 30% of a month’s outlays, and projects spending near €476.3 billion by 2029.
• A one‑time higher deduction in July 2025 reflected a retroactive rise in long‑term care contributions, taking that month’s rate to 4.8%, with regular 3.6% deductions and the 3.74% pension increase visible from August.
• For over‑65s with taxable side income, the age relief allows 13.2% up to €627 for those turning 65 in 2024, phases down annually toward zero, and aligns with a trend that about 20% of 65–69‑year‑olds were still working in 2024.