Overview

• Germany's statutory health insurance system (GKV) recorded a €6.2 billion deficit in 2024, creating severe financial strain.
• Eight health insurance funds have raised supplemental contributions in the past three months, reflecting escalating cost pressures.
• GKV chair Doris Pfeiffer has called for emergency legislation, including a spending moratorium on all service areas, to stabilize rates before the summer recess.
• Health Minister Nina Warken has committed to implementing short-term measures to address the crisis without waiting for the reform commission's 2027 proposals.
• The reform commission, established by the Union and SPD coalition, is tasked with proposing long-term structural reforms to balance revenues and expenditures.