Overview

• A Genoverband survey reports 71% of Volks- und Raiffeisenbanken are preparing crypto trading offers, up from 54% in 2023.
• Rollout timelines vary, with 33% targeting technical readiness within five months, 21% expecting six to twelve months, and 17% forecasting up to two years or longer.
• DZ Bank has completed a six-bank pilot and now provides a crypto trading platform to all cooperative banks in its network.
• The Sparkassen group plans to enable customer crypto trading via Dekabank within the coming twelve months, according to current reporting.
• Institutions emphasize self-directed use with clear volatility and total-loss warnings, responding to demand and competition from neobanks such as N26, Trade Republic and Revolut.