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Germany Sets Out Sick Pay and Bürgergeld Rules as Disability-Pension Changes Loom for 2026

New guidance stresses that full pensions close off sick pay, with partial pensions keeping limited access.

Overview

  • Full disability or full old‑age pensions exclude statutory sick pay under §50 SGB V, while partial pensions can allow it, often with reductions depending on timing of the award.
  • People assessed as fully incapacitated for under three hours daily generally exit Bürgergeld and move to social assistance, whereas partial incapacity keeps conditional Bürgergeld access with part‑time placement duties.
  • For 2026 the earnings limits for disability pensions rise with the new reference value: about €20,763.75 a year remains exempt for full EM pensions and at least €41,527.50 for partial EM pensions, and the crediting period extends to age 66 years and 3 months.
  • The temporary EM top‑up for existing beneficiaries is scheduled to be permanently built into ongoing payments from December 2025, with effects flowing through monthly from 2026.
  • Practical guidance reiterates a maximum of 78 weeks of sick pay per condition, the use of the seamlessness rule for ALG I after sick pay ends, and cautions that employed full‑pensioners only receive six weeks’ wage continuation but no sick pay, unlike many part‑pensioners.