Overview
- Health Minister Nina Warken announced the 2026 orientation after the statutory 1 November publication deadline slipped slightly.
- Insurers warn the actual average could top 3 percent because reserve replenishments are not captured in the forecast.
- Each Krankenkasse will set its binding supplementary rate based on its own finances, so contributions will vary by fund.
- Last year’s guidance was 2.5 percent, yet the actual average rose to 2.9 percent during the year.
- Parliament approved a €2 billion savings package to ease pressure on contributions, and members have a special termination right if their fund raises rates.