Overview

• Germany’s cabinet approved the 2026 Social Insurance Calculation Ordinance, setting new contribution ceilings that would take effect on 1 January 2026 if the Bundesrat agrees.
• The monthly cap for pension contributions rises to €8,450 and for statutory health insurance to €5,812.50, with the insurance‑obligation threshold increasing to €6,450.
• The update follows a statutory formula based on 2024 wage growth of about 5.16 percent, and most insured people will see no change because they earn below the new limits.
• Media reports estimate roughly 2.1 million employees will pay more into pension insurance and about 5.5 million into health and long‑term care due to the higher ceilings.
• Opposition figures from the CDU/Union criticize the heavier burden on workers and employers, while statutory insurers warn of ongoing deficits and possible additional contributions in 2026.