Overview

• The finalized coalition contract eliminates proposed financial allocations for 2025-2026, delaying key reforms to health and nursing care insurance until 2027.
• Andreas Storm of DAK-Gesundheit predicts a 'contribution tsunami,' with health insurance supplementary contributions rising by at least 0.5 percentage points by year's end.
• Critics highlight that non-insurance-related costs, such as citizen wage subsidies, are being shifted to contributors instead of being federally funded.
• The total social insurance contribution rate is projected to rise toward 43%, raising concerns about economic stagnation and burdening workers, retirees, and employers.
• Experts call for a short-term stabilization law before the summer to prevent financial instability in the healthcare and nursing care systems.