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Germany Confronts Pension Age Hike: Panel Urges 73, Spahn Foresees 70

Imminent rule changes will start reshaping payouts from December 2025 into 2026.

Overview

  • A government advisory group recommends tying the pensionable age to life expectancy, phasing it up toward 73 by 2060, scrapping retirement at 63 and restoring the sustainability factor.
  • CDU parliamentary leader Jens Spahn said the statutory age will need to rise beyond 67 toward 70 in the coming years, while calling a formal 70 debate premature right now.
  • A cabinet decision on tax‑free earnings for working pensioners under the planned Aktivrente was postponed after legal objections from the finance minister, with the issue kicked to a coalition summit.
  • From 1 December 2025, the flat supplement for legacy disability and survivors’ pensions ends and an individual recalculation applies, with possible one‑time back payments and no clawback of past overpayments.
  • From 1 January 2026, the minimum wage rises to €13.90, lifting the Minijob limit to €603 per month, and new parameters mean one pension point will require €51,944 in annual earnings.