Overview

• People with a certified disability grade of at least 50 and 35 insurance years can claim the special old-age pension; for those born in 1964 or later the earliest start is 62 with up to 10.8% in reductions, and a full pension is available from 65 if eligibility is met.
• For disability pensions due to reduced earning capacity, cuts of 0.3% per month apply up to 10.8%, yet they vanish from age 63 once 40 insurance years are reached, and a 24‑month transition safeguard prevents a lower payout when switching to an old‑age pension.
• The Federal Social Court ruled (Az. B 13 R 13/17 R) that lifelong deductions must be removed from the later standard pension if the pension insurer was fully reimbursed for the earlier early-retirement payments, giving affected claimants grounds to seek recalculation.
• The widows’ and widowers’ pension allowances rose on 1 July 2025 to a basic €1,076.86 per month plus €228.42 per eligible child, reflecting the increased current pension value.
• A labor ministry draft for 1 January 2026 would raise the assessment ceilings to €8,450 monthly in statutory pension insurance and €5,812.50 in health and long‑term care insurance, increasing maximum contributable earnings if adopted.