Overview
- Drivers paid about 10.9% more for car insurance in September than a year earlier, far outpacing overall inflation, official data show.
- The ordinary cancellation window runs until Monday, Dec. 1, 2025, because Nov. 30 falls on a Sunday, and a separate one‑month special cancellation right applies after notified price increases.
- Finanztip reports that some providers are up to twice as expensive as the cheapest offers and says long‑standing customers often overpay.
- Comparison tools such as Verivox and Check24 can surface cheaper tariffs, and experts advise securing a new policy before cancelling to avoid a coverage gap.
- Premiums can be cut by downgrading from full to partial coverage, raising the deductible, limiting approved drivers, reducing declared mileage, choosing annual payment, accepting workshop binding, or using telematics.