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German Watchdog Warns of Unauthorized €89.90 SEPA Debits Linked to 'Vorsorge‑Karte'

Police say recovery efforts depend on assistance from Malta, slowing the investigation.

Overview

  • Consumers report withdrawals by a payer named "Megatipp Emergency Call Services" despite having no contract or prior order.
  • The debit references the website vorsorge-karte.com, which advertises an emergency data card, and reporting lists the company as Megatipp Ltd., Turbinenstraße 7, 70499 Stuttgart.
  • Many affected account holders recall repeated unsolicited calls before the charge appeared.
  • Banks do not routinely verify SEPA mandates before processing, and customers can typically reverse such debits within eight weeks or up to 13 months if unauthorized.
  • The NRW consumer authority advises immediate chargeback, written dispute with a demand for proof of any mandate, vigilant statement checks, and never sharing bank data by phone.